120 Days Same as
Cash FAQs

The 120 Days Same as Cash option allows you to make your payments over a period of 120 days, and if you pay off the full balance within that period, you pay no interest or additional fees—just the base price of the item plus tax.

The 120 days begins from the order date. You will need to track this date carefully to ensure that your payment is completed within the 120-day window.

The total amount due is based on the base price of the item plus applicable taxes. There are no additional fees or hidden costs if you pay off the balance within 120 days.

Yes, normal monthly payments need to be made during the 120-day period. However, the remaining balance will be due at or before the end of the 120-day period to take advantage of the same-as-cash option.

There are no extra fees if the balance is paid off within the 120 days. However, if you incur late fees or other charges during this period, they will be added to your balance due, and this additional amount must be paid before the end of the 120-day period to qualify for the same-as-cash offer. 

To obtain the payoff amount, you will need to contact our office. We will provide you with the exact balance remaining and guide you through the payoff process.

If the balance isn’t paid in full by the end of the 120-day period, standard Rent-to-Own (RTO) terms will apply to the remaining balance. These terms will be based on the initial contract amount of your purchase.

You can make payments online, over the phone, or in person at our office. Make sure to contact our office to confirm your payoff amount as you approach the end of the 120-day period.

Yes! You can pay off your balance at any time during the 120 days, and you’ll still benefit from the same-as-cash offer with no additional fees.

If you have any more questions, please don’t hesitate to contact our office. We are here to help ensure your experience is as smooth as possible.